TERMS OF USE

1. Agreement

By creating an account or using the Platform in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Eligibility

To use the Platform, you must:

• Be at least 13 years of age (or older, depending on your country's legal age of consent for data processing).
• Have the ability to enter into a binding agreement.
• Comply with all applicable local, state, and international laws.
• If you are under 18 years of age, you must have the permission of a parent or legal guardian to use the Platform.

3. Account Creation

To access certain features of the Platform, you may be required to create an account. You agree to:

• Provide accurate and complete information during registration.
• Maintain the confidentiality of your account login credentials.
• Be responsible for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account.

4. User Content

You may upload, post, or share content (such as text, images, videos, and links) on the Platform ("User Content"). By posting User Content, you:

• Grant us a non-exclusive, royalty-free, transferable, sublicensable, worldwide license to use, display, modify, reproduce, and distribute your User Content on the Platform and through our services.
• Affirm that you own or have the necessary rights and permissions to use the content and to grant us the license described above.
• Agree not to post content that is unlawful, harmful, defamatory, harassing, or infringes upon the rights of others.

We reserve the right to remove any User Content that violates these Terms or is deemed inappropriate at our sole discretion.

5. Prohibited Conduct

You agree not to engage in the following activities while using the Platform:

• Violate any applicable laws, regulations, or third-party rights.
• Post, share, or transmit any content that is illegal, abusive, discriminatory, fraudulent, or harmful to others.
• Impersonate any person or entity, or misrepresent your association with any person or entity.
• Engage in spamming, phishing, or other forms of unsolicited communication.
• Use the Platform for illegal or unauthorized purposes.
• Attempt to gain unauthorized access to the Platform, its systems, or other users' accounts.
• Disrupt or interfere with the operation of the Platform or other users' use of the Platform.

6. Intellectual Property

All content provided by the Platform, including but not limited to text, graphics, logos, trademarks, and software, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any of the Platform's content without our express permission.

7. Privacy

We respect your privacy. Our Privacy Policy [insert link to Privacy Policy] outlines how we collect, use, and protect your personal information. By using the Platform, you agree to our Privacy Policy.

8. Links and Content

The Platform may contain links to third-party websites or content not controlled by us. We are not responsible for the content, privacy practices, or actions of these third parties. We encourage you to read the terms and privacy policies of any third-party sites you visit.

9. Service Termination

These Terms are effective until terminated by either you or us. You may terminate your account at any time by following the account closure procedure in your account settings. We may suspend or terminate your account if you violate these Terms or for any other reason at our sole discretion.

10. License Termination

Upon termination, all rights and licenses granted to you under these Terms will immediately end, and you must cease all use of the Platform.

11. Disclaimer of Warranties

The Platform is provided "as is" and "as available," without warranty of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose. We do not guarantee that the Platform will be uninterrupted, secure, or error-free.

12. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Platform. This includes, without limitation, damages for loss of data, loss of profits, or personal injury, even if we have been advised of the possibility of such damages.

13. Indemnification

You agree to indemnify, defend, and hold harmless Klouto Ltd and its affiliates, employees, directors, and agents from any and all claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Platform, your User Content, or your violation of these Terms.

14. Changes to Terms

We reserve the right to modify or update these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on the Platform. Your continued use of the Platform after such changes will constitute your acceptance of the updated Terms.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [insert jurisdiction], without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Platform shall be resolved through [arbitration/mediation] in [insert Location], except where prohibited by law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full effect.